Ritel Otomotif

Moladin, Indonesia’s leading used car marketplace and fintech empowers agents and micro-dealers by using technology to simplify the transaction process and enable a better customer experience. Moladin has unleashed the entrepreneurial spirit of its rapidly growing network of more than 150,000 agents and dealers by creating a full-stack digital automotive platform and providing best-in-class training, assistance, and support. It has partnered with all the top financing companies in Indonesia to ensure a seamless car purchase experience in more than 90 branches and 30 warehouses across the nation. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

Moladin

Kota Bandung

Responsibilities





Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility.



Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system.



Ability to compare and collaborate with KJPP on property valuation, as well as verify the collateral value by conducting at least three (3) valid data comparisons in the surrounding area.



Demonstrate commitment to a target number of visits and comply with SLA processing time and SOP implementation.



Perform the know-your-customer (KYC) process, validate documents, verify collateral, and identify potential fraud.



Have a keen understanding of property value and ownership (ownership title) and conduct on-site verification with customers.

Requirement





Minimum Bachelor's or Master's Degree from a reputable university.



Minimum of 3 years of industry experience in the evaluation of SME, Micro SME, or Commercial Loans.



Proficient understanding of property valuations across different areas, including the ability to identify factors that may affect the value of collateral.



Thorough knowledge of the credit process and underwriting, covering loan submission, documentation, appraisal policy, collateral approval analysis, collateral security title, and legal document review.



Demonstrates exceptional attention to detail and a high level of interest in analyzing customer data.



Highly accountable with a strong sense of integrity, commitment, and discipline.

Responsibilities<ul><li>Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility.</li><li>Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system.</li><li>Ability to compare and collaborate with KJPP on property valuation, as well as verify the collateral value by conducting at least three (3) valid data comparisons in the surrounding area.</li><li>Demonstrate commitment to a target number of visits and comply with SLA processing time and SOP implementation.</li><li>Perform the know-your-customer (KYC) process, validate documents, verify collateral, and identify potential fraud.</li><li>Have a keen understanding of property value and ownership (ownership title) and conduct on-site verification with customers.</li></ul>Requirement<ul><li>Minimum Bachelor's or Master's Degree from a reputable university.</li><li>Minimum of 3 years of industry experience in the evaluation of SME, Micro SME, or Commercial Loans.</li><li>Proficient understanding of property valuations across different areas, including the ability to identify factors that may affect the value of collateral.</li><li>Thorough knowledge of the credit process and underwriting, covering loan submission, documentation, appraisal policy, collateral approval analysis, collateral security title, and legal document review.</li><li>Demonstrates exceptional attention to detail and a high level of interest in analyzing customer data.</li><li>Highly accountable with a strong sense of integrity, commitment, and discipline.</li></ul>

        Persyaratan:
        Pendidikan: Minimal S1
        Usia: Maksimal Tidak ada batas usia Tahun
        Jenis Kelamin: gender.
        Pengalaman: Minimal 3 Tahun
        Pekerjaan ini membutuhkan kemampuan:
        

        Deskripsi Pekerjaan:
        Responsibilities





Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility.



Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system.



Ability to compare and collaborate with KJPP on property valuation, as well as verify the collateral value by conducting at least three (3) valid data comparisons in the surrounding area.



Demonstrate commitment to a target number of visits and comply with SLA processing time and SOP implementation.



Perform the know-your-customer (KYC) process, validate documents, verify collateral, and identify potential fraud.



Have a keen understanding of property value and ownership (ownership title) and conduct on-site verification with customers.

Requirement





Minimum Bachelor's or Master's Degree from a reputable university.



Minimum of 3 years of industry experience in the evaluation of SME, Micro SME, or Commercial Loans.



Proficient understanding of property valuations across different areas, including the ability to identify factors that may affect the value of collateral.



Thorough knowledge of the credit process and underwriting, covering loan submission, documentation, appraisal policy, collateral approval analysis, collateral security title, and legal document review.



Demonstrates exceptional attention to detail and a high level of interest in analyzing customer data.



Highly accountable with a strong sense of integrity, commitment, and discipline.

        Hari Kerja: Senin - Jumat
        Jam Kerja: 09:00 - 18:00

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